GRAMM-LEACH-BLILEY ACT NOTICE OF PRIVACY
What Does Yes Funding Corp. Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some — but not all — sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
· Social Security number and income
· Credit history and credit scores
· Employment information and assets
· Mortgage application information
· Bank account information and payment history
· Property information and transaction history
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Yes Funding Corp. chooses to share; and whether you can limit this sharing.
Questions?
Call 631-339-3982] or visit https://www.yesfundingonline.com/
Who We Are
Who is providing this notice?
Yes Funding Corp. 1600 Calebs Path Extension, #117 Hauppauge, NY 11788
What We Do
How does Yes Funding Corp. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal and New York State law. These measures include:
· Computer safeguards and encryption
· Secured files and buildings
· Access controls and authentication procedures
· Endpoint and network security monitoring
· Employee training and cybersecurity awareness
· Vendor oversight and risk management
We also maintain safeguards designed to comply with applicable financial privacy and cybersecurity regulations, including the Gramm-Leach-Bliley Act and 23 NYCRR 500.
How does Yes Funding Corp. collect my personal information?
We collect your personal information, for example, when you:
· Apply for a loan
· Provide income or employment information
· Give us your contact information
· Pay us by check or electronic payment
· Use our website or online services
· Communicate with us by phone, email, text, or forms
We also collect your personal information from others, such as:
· Credit bureaus
· Lenders and investors
· Employers
· Financial institutions
· Service providers and verification vendors
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
· Sharing for affiliates’ everyday business purposes — information about your creditworthiness
· Affiliates from using your information to market to you
· Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
· Yes Funding Corp. currently does not share information with affiliates for marketing purposes.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Examples may include:
· Mortgage lenders
· Title companies
· Credit reporting agencies
· Appraisal companies
· Compliance and cybersecurity vendors
· Cloud hosting and technology providers
We do not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners may include:
· Mortgage lenders
· Financial institutions
· Insurance providers
· Settlement service providers
Other Important Information
Yes Funding Corp. is a licensed mortgage broker and/or mortgage banker doing business in New York State and is regulated by the New York State Department of Financial Services.
This notice is provided in accordance with the Gramm-Leach-Bliley Act (“GLBA”), Regulation P, and applicable federal and New York State privacy laws.
For additional information about our privacy practices, please review our full Privacy Policy at:
· Name
· Email address
· Postal address
· Phone number
· Location and approximate value of your property
· Age and/or date of birth
· Demographic information, such as race, ethnicity and gender gathered pursuant to federal requirements
· Related loan products or services you have used in the past
· Financial information, such as income, assets and net worth
· Home ownership status and employment status
· Insurance information
· Other profile data, including your interests and preferences
· Any other information you provide
· Provide, maintain, improve and develop new products, services and features, including debugging and repairing errors in our Services
· Personalize your experience with us
· Send you technical notices, security alerts, support messages, and other transactional or relationship messages, including responding to your inquiries and comments
· Communicate with you about products, services, and events offered by Yes Funding and others and provide news and information that we think will interest you; see the Your Choices section below for information about how to opt out of these communications at any time
· Detect, investigate, and help prevent security incidents and other malicious, deceptive, fraudulent, or illegal activity, and help protect the rights and property of Rocket and others
· Comply with our legal and financial obligations
· Create de-identified, anonymized or aggregated information
· Fulfill any other purpose at your direction
Sharing With Affiliates Yes Funding Corp. also shares your information with our Affiliates. For example, we share, or may share, your information: With Affiliates that act as vendors, service providers and consultants that access personal information to perform services for us, such as Affiliates that assist us with marketing services With Affiliates for their own services and marketing purposes, analytics, and in some cases to jointly market and provide products and services with those Affiliates With Affiliates for regulatory reporting purposes and capturing performance metrics With Affiliates if we believe (1) that your actions are inconsistent with our user agreements or policies, (2) that you have violated the law, or (3) it's necessary to protect the rights, property and safety of Yes Funding Corp., our users, the public or others With Affiliates with your consent or at your direction
Right to Opt-Out of Selling You have the right to opt out of the "sales" described above at any time by visiting our Do Not Sell My Personal Information webpage. We do not knowingly sell or share personal information about consumers under the age of 16.
